Yi cikakken yanke shawara na aro tare da na'urori masu ƙididdige ƙididdiga na kuɗi na gaskiya.
Ƙididdige biyan rance na kowane wata, jimlar kuɗin riba, da duba jadawalin rangwame gaba ɗaya. Kwatanta shirin biyan annuity da raguwa gefe da gefe. Fitar sakamakonku zuwa PDF da danna ɗaya.
Tsara siyan gidanka tare da bayanin kuɗin gida na cikakke wanda ya haɗa da kuɗin notari, inshora, da haraji kan canja wurin dukiya. Gano daidai wane albashi na wata-wata kake bukata. Cikakken jadawalin rangwame ya haɗa.
Ƙididdige biyan hayarku na wata-wata ta amfani da hanyoyin EU (balloon annuity) ko US (abin kuɗi). Ya haɗa da biyan farko, ƙimar sauran, da bayanin kuɗi gaba ɗaya. Kwatanta hanyoyi biyu gefe da gefe kuma fitar zuwa PDF.
Na'urar ƙidayar rancen mota kyauta. Nemo biyan kuɗin wata-wata na rancen motarka ta haɗa da harajin siyarwa, kuɗin farko, da darajar musanya, tare da cikakken jadawalin amortization.
Na'urar lissafin bashin ɗalibi kyauta. Nemo biyan ka na wata a ƙarƙashin biyan bashi na yau da kullum, ko tantance biya da yafewa a ƙarƙashin biyan bashi bisa kuɗin shiga (IDR).
Na'urar ƙidayar jadawalin amortization kyauta. Duba ainihin adadin jari, ruwa, da sauran ragowa akan kowane biyan kuɗi na kowane rance, jinginar gida, ko bashin lokaci-tabbatacce.
Na'urar HELOC kyauta. Ƙididdige mafi girman iyakar layin lamuni na kadarorin gidanka, biyan lokacin fitar kuɗi kawai-riba, da kashe-kashen biya.
Na'urar ƙidayar biyan katin bashi kyauta. Lissafta har yaushe zai ɗauka a biya ragowar katin bashi da jimillar ruwa da aka biya a matakin biyan kuɗi na wata-wata.
Na'urar ƙididdige ƙarin biya kyauta. Ƙididdige nawa a ribar kuɗi da lokaci za ka ceto ta hanyar yin ƙarin biya a kan lamuni ko jinginar gida.
kalkuleta
Taking a loan or a mortgage is one of the most significant financial decisions you can make. Our credit calculators are designed to eliminate the guesswork. From personal loans to 30-year mortgages, we provide detailed amortization schedules and real cost breakdowns so you know exactly what you are signing up for.
Mataki-mataki
Enter your loan amount, interest rate, and repayment term. Our engine instantly calculates your monthly payment, total interest cost, and generates a full amortization schedule showing the exact principal-to-interest ratio for every single month. Compare annuity and decreasing payment plans side by side to choose the best option for your budget.
Babu boye farashi
Mun yi imanin kayan aikin ilimin kuɗi ya kamata su kasance masu isa ga kowa ba tare da la'akari da kuɗin shiga ba. CalcHere gabaɗaya kyauta ce don amfani - babu tsare-tsare masu ƙima, babu bangon biyan kuɗi, babu ƙuntatawa fasali. Muna ci gaba da dandamali ta hanyar tallan da ba ta da katsalandan da ba ta taɓa tsoma baki tare da lissafin ku ba. Kowane kalkuleta, kowane fasali, da kowane fitarwa na PDF yana samuwa ga kowane mai amfani ba tare da iyaka ba.
Nasihar masana
Kwatanta Nau'in Lamuni
Yi amfani da kalkuleta na lamuni don kwatanta shekara-shekara da rage tsare-tsaren biyan kuɗi. Bambancin farashi na iya zama dubban Yuro akan rayuwar lamuni.
Duba Jimlar Kudin Riba
Koyaushe duba adadin kuɗin da aka biya, ba kawai biyan kuɗi na wata-wata ba. Tsawon lokaci yana nufin ƙananan biyan kuɗi na wata-wata amma ƙarin riba gabaɗaya.
Yi amfani da Jadawalin Amortization
Tebur ɗin mu na amortization yana nuna daidai adadin kowane biyan kuɗi zuwa ga babba da riba. Wannan yana taimaka muku yanke shawarar lokacin da za ku biya ƙarin kuɗi.
Factor A Duk Kudade
Ka tuna don lissafin kuɗin asali, inshora, da farashin rufewa. Ƙididdigar jinginar kuɗin jinginar mu ta haɗa da waɗannan ƙarin don haka jimillar ƙimar ku ta gaskiya ce.
Daidaita Zaman Lamuni
Ragewa ko tsawaita lokacin biyan kuɗi yana da tasiri mai ban mamaki akan biyan kuɗi na wata-wata da jimlar riba. Yi amfani da darjewa don nemo madaidaicin ma'auni tsakanin iyawa da farashi.
Gudu Mahalli da yawa
Gwada adadin kuɗin ƙasa daban-daban, ƙimar riba, da sharuɗɗan gefe da gefe. Kwatanta yanayi yana taimaka muku yin shawarwari mafi kyawu tare da mai ba ku bashi kuma ku guje wa abubuwan mamaki.
We use the standard annuity and decreasing payment formulas implemented by top European banks. Every output shows you the exact ratio of principal to interest month by month.
Your loan amounts, interest rates, and personal financial data never leave your browser. All calculations are executed locally on your device for absolute security.
Ƙungiya mai zaman kanta ta masu haɓakawa da masu sha'awar kuɗi sun gina CalcHere waɗanda suka yi imanin kowa ya cancanci samun kyauta, ba tare da son zuciya ba ga lissafin da bankuna ke amfani da su a ciki. Ba mu da alaƙa da kowace cibiyar kuɗi kuma ba mu da abin ƙarfafawa don jagorantar ku zuwa ga wani samfuri. Burinmu kawai shine mu ba ku cikakkun lambobi daidai, don ku iya yin shawarwari daga matsayi na ilimi.
Ana iya fitar da kowane lissafin kuɗi a matsayin mai tsabta, ƙwararrun PDF tare da dannawa ɗaya. Takardun ya ƙunshi duk sigogin shigarwar ku, ƙididdige biyan kuɗi na wata-wata, jimlar riba, da cikakken jadawalin amortization. Yi amfani da shi azaman tunani lokacin ziyartar bankin ku, raba shi tare da mai ba da shawara kan kuɗi, ko adana shi don bayanan sirrinku. Babu rajista, babu adireshin imel, babu alamun ruwa - kawai bayanan ku, tsararru kuma shirye don bugawa.
An amortization schedule is a table showing each monthly payment broken down into principal and interest. It lets you see exactly how your loan balance decreases over time and how much interest you pay each month.
A fixed rate stays the same for the entire loan term, giving you predictable payments. A variable rate changes with market conditions — it may start lower but can increase over time, affecting your monthly payment.
A longer term reduces your monthly payment but increases the total interest you pay. For example, a 30-year mortgage typically costs 50–80% more in total interest compared to a 15-year mortgage on the same amount.
Yes. Enter each bank's interest rate and term into our mortgage calculator to compare monthly payments, total interest, and overall cost side by side.
No. All calculations run entirely in your browser. We do not collect, store, or transmit any of the financial data you enter.