Jiri ihe mgbako kredit n'efu na-egosipụta mkpebi ịgbazinye ego nke ọma.
Gbakọọ ọnụọgụ mbochi kwa ọnwa, ụgwọ ọnụego ọnụ niile, ma hụ usoro amortization zuru ezu. Tụnyere ọnụọgụ annuity na nke na-ada ada n'akụkụ. Mepụta nsonaazụ gị na PDF n'ọtụtụ oge.
Atụmatụ ịzụ ụlọ gị yana nkọwa ụgwọ ụlọ zuru ezu gụnyere ụgwọ notari, nchedo, na ụtụ ntinye ọnwunwe. Chọpụta ihe ọnụọgụ ụgwọ ikpe ọnwa ị chọrọ. Usoro amortization zuru ezu gụnyere.
Gbakọọ ọnụọgụ ịgbazinye ụgbọ kwa ọnwa site na iji ụzọ EU (balloon annuity) ma ọ bụ US (money factor). Gụnyere ụgwọ ngatị, ọnụahịa ndọda, na nkọwa ụgwọ niile. Tụnyere ụzọ abụọ n'akụkụ ma mepụta na PDF.
Ihe mgbako ụgwọ ụgbọala n'efu. Chọpụta ọkwụụgwọ kwa ọnwa nke ụgwọ ụgbọala gị gụnyere ụtụ isi ire, ego mmalite, na uru ụgbọala mgbanwe, tinyere usoro ịkwụ ụgwọ zuru ezu.
Ihe ngbako mbinye ego akwụkwọ efu. Chọpụta ụgwọ gị kwa ọnwa n'okpuru ịkwụ ụgwọ kwụ ọtọ, ma ọ bụ mee amụma ụgwọ na mbelata ụgwọ n'okpuru ịkwụ ụgwọ dabere na ego onye (IDR).
Ihe mgbako usoro ịkwụ ụgwọ n'efu. Hụ ego mmalite, ọmụrụ ọmụ, na ego fọdụrụ maka ọkwụụgwọ ọ bụla n'ụgwọ, mọrijị, ma ọ bụ ụgwọ oge kwuru aka ọ bụla.
Ihe ngbako HELOC n'efu. Gbakọọ oke kacha elu nke ụgwọ ala gị (HELOC), ụgwọ kwa ọnwa n'oge ị na-ese ego naanị n'ọmụrụọlụ, na ụgwọ mgbe ị na-akwụghachi.
Ihe mgbako ịkwụchapụ kaadị kredit n'efu. Gbakọọ oge ọ ga-ewe ịkwụchapụ ego fọdụrụ na kaadị kredit yana mkpokọta ọmụrụ ọmụ a ga-akwụ n'ọkwụụgwọ kwa ọnwa enyere.
Ihe ngbako ịkwụ ụgwọ karịrị ọtụtụ n'efu. Gbakọọ ego ọmụrụọlụ na oge ị ga-achekwa site n'ịkwụ ụgwọ karịrị ọtụtụ na loan ma ọ bụ mortgage.
ihe mgbako
Taking a loan or a mortgage is one of the most significant financial decisions you can make. Our credit calculators are designed to eliminate the guesswork. From personal loans to 30-year mortgages, we provide detailed amortization schedules and real cost breakdowns so you know exactly what you are signing up for.
Nzọụkwụ site nzọụkwụ
Enter your loan amount, interest rate, and repayment term. Our engine instantly calculates your monthly payment, total interest cost, and generates a full amortization schedule showing the exact principal-to-interest ratio for every single month. Compare annuity and decreasing payment plans side by side to choose the best option for your budget.
Enweghị ụgwọ ezoro ezo
Anyị kwenyere na ngwaọrụ agụmagụ ego kwesịrị ịnweta onye ọ bụla n'agbanyeghị ego ọ na-enweta. CalcHere nweere onwe ya iji - enweghị atụmatụ adịchaghị, enweghị ụgwọ akwụ ụgwọ, enweghị mmachibido atụmatụ. Anyị na-akwado ikpo okwu site na mgbasa ozi na-adịghị emetụta nke na-adịghị emetụta mgbako gị. Ihe mgbako ọ bụla, atụmatụ ọ bụla na mbupụ PDF ọ bụla dị maka onye ọrụ ọ bụla na-enweghị oke.
Ndụmọdụ ndị ọkachamara
Tulee ụdị mgbazinye ego
Jiri mgbako mbinye ego tụnyere afọ ọ bụla karịa atụmatụ ịkwụ ụgwọ na-ebelata. Mkpokọta ọnụ dị iche iche nwere ike ịbụ puku kwuru puku euro n'ime ndụ nke mbinye ego.
Lelee mkpokọta ọnụ ahịa mmasị
Na-eleba anya mgbe niile ego a kwụrụ, ọ bụghị naanị ịkwụ ụgwọ kwa ọnwa. Ogologo okwu dị ogologo pụtara obere ịkwụ ụgwọ kwa ọnwa mana ọmụrụ nwa karịa n'ozuzu ya.
Jiri Usoro Amortization
Tebụlụ amortization anyị na-egosi kpọmkwem ego ole nke ugwo ọ bụla na-aga na ọmụrụ nwa isi vs. Nke a na-enyere gị aka ikpebi mgbe ị ga-akwụkwu ụgwọ.
Ihe kpatara na ụgwọ niile
Cheta na ị ga-aza ajụjụ maka ụgwọ mmalite, mkpuchi, na ụgwọ mmechi. Ihe mgbako nnyefe anyị gụnyere mgbakwunye ndị a ka ngụkọta ọnụ ahịa gị wee bụrụ eziokwu.
Gbanwee oge mgbazinye ego
Mbelata ma ọ bụ ịgbatị oge nkwụghachi nwere mmetụta dị egwu na ịkwụ ụgwọ kwa ọnwa yana mkpokọta ọmụrụ nwa. Jiri ihe mmịfe ahụ chọta ezigbo nguzozi n'etiti oke na ọnụ ahịa.
Gbaa ọtụtụ ọnọdụ
Nwalee ego nkwụghachi ụgwọ dị iche iche, ọmụrụ nwa, na usoro n'akụkụ. Tụnyere ihe atụ na-enyere gị aka ka gị na onye na-agbazinye gị kpakọrịta okwu ka mma wee zere ihe ịtụnanya.
We use the standard annuity and decreasing payment formulas implemented by top European banks. Every output shows you the exact ratio of principal to interest month by month.
Your loan amounts, interest rates, and personal financial data never leave your browser. All calculations are executed locally on your device for absolute security.
Ndị otu nọọrọ onwe ya nke ndị mmepe na ndị na-anụ ọkụ n'obi na-ahụ maka ego wuru CalcHere bụ ndị kwenyere na onye ọ bụla kwesịrị ịnweta ohere n'efu na enweghị mmasị na otu mgbako nke ụlọ akụ na-eji n'ime. Anyị enweghị njikọ na ụlọ ọrụ ego ọ bụla yana enweghị ihe mkpali iji duzie gị n'otu ngwaahịa. Naanị ebumnuche anyị bụ inye gị ọnụọgụ doro anya, nke ziri ezi ka ị nwee ike kparịta ụka site na ọkwa ọmụma.
Enwere ike ibupụ mkpokọta kredit ọ bụla dị ka PDF dị ọcha, ọkachamara na otu ọpịpị. Akwụkwọ a na-agụnye parampat ntinye gị niile, ụgwọ a na-agbakọ kwa ọnwa, ọmụrụ nwa zuru oke, yana nhazi oge imezi ihe. Jiri ya dị ka ntụaka mgbe ị na-eleta ụlọ akụ gị, kesaa ya na onye ndụmọdụ gbasara ego, ma ọ bụ debe ya maka ndekọ nke gị. Enweghị ndebanye aha, enweghị adreesị ozi-e, enweghị akara mmiri - naanị data gị, hazie ma dị njikere ibipụta.
An amortization schedule is a table showing each monthly payment broken down into principal and interest. It lets you see exactly how your loan balance decreases over time and how much interest you pay each month.
A fixed rate stays the same for the entire loan term, giving you predictable payments. A variable rate changes with market conditions — it may start lower but can increase over time, affecting your monthly payment.
A longer term reduces your monthly payment but increases the total interest you pay. For example, a 30-year mortgage typically costs 50–80% more in total interest compared to a 15-year mortgage on the same amount.
Yes. Enter each bank's interest rate and term into our mortgage calculator to compare monthly payments, total interest, and overall cost side by side.
No. All calculations run entirely in your browser. We do not collect, store, or transmit any of the financial data you enter.