Ṣe awọn ipinnu yiya alaye pẹlu ọfẹ wa, awọn iṣiro kirẹditi ti o han gbangba.
Ṣe iṣiro awọn isanpada awin oṣooṣu, apapọ owó ìfararé, ati wo iṣeto isanpada ni kikun. Ṣe afiwe eto annuity vs eto isanpada idinku ni ìwọ̀nba. Ṣe ìtẹjáde awọn abajade rẹ si PDF ni tẹ̀ kan.
Gbero rira ilé rẹ pẹlu ìfọ̀rọ̀wánilẹ́nuwò ìdiyele ipanilori alaye pẹlu awọn owó nótárì, iṣeduro, ati owó iyipada ohun-ini. Mọ ìdí gangan iye oṣooṣu tí o nílò. Iṣeto isanpada ni kikun wa.
Ṣe iṣiro isanpada iyalo oṣooṣu rẹ nipa lilo awọn ọna EU (balloon annuity) tabi US (ifosiwewe owo). Pẹlu sisanpada ibẹrẹ, iye iyokù, ati ìfọ̀rọ̀wánilẹ́nuwò ìdiyele lapapọ. Ṣe afiwe awọn ọna mejeeji ni ìwọ̀nba ati ṣe ìtẹjáde si PDF.
Ẹ̀rọ ìṣírò awin ọkọ̀ ayọ́kẹ́lẹ́ ọ̀fẹ́. Wá ìsanwó oṣooṣù awin ọkọ̀ rẹ pẹ̀lú owó orí títà, owó ìdogo, àti iye ọkọ̀ tí a fi pààrọ̀, pẹ̀lú ètò ìsanwó kíkún.
Ẹ̀rọ ìṣírò awin akẹ́kọ̀ọ́ ọ̀fẹ́. Wá ìsanwó rẹ lóṣooṣù lábẹ́ ìsanwó déédéé, tàbí ṣàkọsílẹ̀ ìsanwó àti ìdáríjì lábẹ́ ìsanwó tí ó dá lórí owó-wíwọlé (IDR).
Ẹ̀rọ ìṣírò ètò ìsanwó awin ọ̀fẹ́. Wo iye owó ìpìlẹ̀, èlé, àti owó tí ó ṣẹ́kù fún ìsanwó kọ̀ọ̀kan lórí èyíkéyìí awin, mọ́ọ́gèjì, tàbí gbèsè tí àkókò rẹ̀ ti dá.
Ẹ̀rọ ìṣírò HELOC ọ̀fẹ́. Ṣírò ààlà tí ó pọ̀ jù fún owó-gbèsè ilé rẹ (HELOC), ìsanwó ẹ̀lá-nìkan ní àkókò yíyọ owó, àti ìsanwó àkókò sísanpadà.
Ẹ̀rọ ìṣírò ìsanwó káàdì kírẹ́díìtì ọ̀fẹ́. Ṣírò àkókò tí yóò gbà kí o san gbèsè káàdì kírẹ́díìtì rẹ àti àpapọ̀ èlé tí o máa san ní ìsanwó oṣooṣù kan pàtó.
Ẹ̀rọ ìṣírò owó ìsanwó àfikún ọ̀fẹ́. Ṣírò iye èlé àti àkókò tí ìwọ yóò fi pamọ́ nípa ṣíṣe àfikún ìsanwó lórí awin tàbí mọ́gèjì.
awọn iṣiro
Taking a loan or a mortgage is one of the most significant financial decisions you can make. Our credit calculators are designed to eliminate the guesswork. From personal loans to 30-year mortgages, we provide detailed amortization schedules and real cost breakdowns so you know exactly what you are signing up for.
Igbese nipa igbese
Enter your loan amount, interest rate, and repayment term. Our engine instantly calculates your monthly payment, total interest cost, and generates a full amortization schedule showing the exact principal-to-interest ratio for every single month. Compare annuity and decreasing payment plans side by side to choose the best option for your budget.
Ko si farasin owo
A gbagbọ pe awọn irinṣẹ imọwe owo yẹ ki o wa fun gbogbo eniyan laibikita owo ti n wọle. CalcHere jẹ ominira patapata lati lo - ko si awọn ero Ere, ko si awọn odi isanwo, ko si awọn ihamọ ẹya. A ṣe atilẹyin pẹpẹ nipasẹ ipolowo ti kii ṣe idawọle ti kii ṣe idiwọ pẹlu awọn iṣiro rẹ. Gbogbo ẹrọ iṣiro, gbogbo ẹya, ati gbogbo okeere PDF wa si gbogbo olumulo laisi awọn opin.
Imọran amoye
Afiwera Loan Orisi
Lo ẹrọ iṣiro awin lati ṣe afiwe ọdun lasan awọn ero isanwo idinku. Iyatọ idiyele lapapọ le jẹ ẹgbẹẹgbẹrun awọn owo ilẹ yuroopu lori igbesi aye awin naa.
Ṣayẹwo Lapapọ Iye owo iwulo
Nigbagbogbo wo iye owo ti a san, kii ṣe sisanwo oṣooṣu nikan. Oro gigun tumọ si awọn sisanwo oṣooṣu kekere ṣugbọn iwulo diẹ sii ni gbogbogbo.
Lo Eto Amortization
Tabili amortization wa fihan ni deede iye owo sisanwo kọọkan lọ si owo akọkọ la. Eyi ṣe iranlọwọ fun ọ lati pinnu nigbati o le ṣe awọn sisanwo afikun.
Ifosiwewe Ni Gbogbo Owo
Ranti lati ṣe akọọlẹ fun awọn idiyele ipilẹṣẹ, iṣeduro, ati awọn idiyele pipade. Ẹrọ iṣiro idogo wa pẹlu awọn afikun wọnyi nitorina iṣiro idiyele lapapọ rẹ jẹ ojulowo.
Ṣatunṣe Akoko Awin naa
Kikuru tabi faagun akoko sisan pada ni ipa iyalẹnu lori awọn sisanwo oṣooṣu ati iwulo lapapọ. Lo esun lati wa iwọntunwọnsi pipe rẹ laarin ifarada ati idiyele.
Ṣiṣe Multiple Awọn oju iṣẹlẹ
Gbiyanju awọn iye isanwo-isalẹ oriṣiriṣi, awọn oṣuwọn iwulo, ati awọn ofin lẹgbẹẹ. Ifiwera awọn oju iṣẹlẹ ṣe iranlọwọ fun ọ lati ṣe idunadura awọn ofin to dara julọ pẹlu ayanilowo rẹ ki o yago fun awọn iyanilẹnu.
We use the standard annuity and decreasing payment formulas implemented by top European banks. Every output shows you the exact ratio of principal to interest month by month.
Your loan amounts, interest rates, and personal financial data never leave your browser. All calculations are executed locally on your device for absolute security.
CalcHere ni a kọ nipasẹ ẹgbẹ ominira ti awọn olupilẹṣẹ ati awọn alara owo ti o gbagbọ pe gbogbo eniyan ni ẹtọ ọfẹ, iraye si aiṣedeede si awọn iṣiro kanna ti awọn banki lo ninu inu. A ko ni nkan ṣe pẹlu eyikeyi ile-iṣẹ inawo ati pe ko ni iwuri lati darí rẹ si ọja kan pato. Ibi-afẹde kan ṣoṣo wa ni lati fun ọ ni awọn nọmba ti o han gbangba, deede ki o le ṣe idunadura lati ipo imọ.
Gbogbo iṣiro kirẹditi le jẹ okeere bi mimọ, PDF ọjọgbọn pẹlu titẹ ẹyọkan. Iwe naa pẹlu gbogbo awọn aye igbewọle rẹ, isanwo oṣooṣu ti iṣiro, iwulo lapapọ, ati iṣeto amortization ni kikun. Lo bi itọkasi nigbati o ba n ṣabẹwo si banki rẹ, pin pẹlu oludamọran inawo, tabi tọju rẹ fun awọn igbasilẹ ti ara ẹni. Ko si iforukọsilẹ, ko si adirẹsi imeeli, ko si awọn ami omi - o kan data rẹ, ti pa akoonu ati ṣetan lati tẹ sita.
An amortization schedule is a table showing each monthly payment broken down into principal and interest. It lets you see exactly how your loan balance decreases over time and how much interest you pay each month.
A fixed rate stays the same for the entire loan term, giving you predictable payments. A variable rate changes with market conditions — it may start lower but can increase over time, affecting your monthly payment.
A longer term reduces your monthly payment but increases the total interest you pay. For example, a 30-year mortgage typically costs 50–80% more in total interest compared to a 15-year mortgage on the same amount.
Yes. Enter each bank's interest rate and term into our mortgage calculator to compare monthly payments, total interest, and overall cost side by side.
No. All calculations run entirely in your browser. We do not collect, store, or transmit any of the financial data you enter.